Physician Loan Home Mortgage by Fifth Third Bank for Medical Doctors and More
- Jovanka Novakovic
- Jun 2
- 2 min read
Updated: Jun 9
Are you a Physician - Medical Doctor, Psychiatrist, Dentist, Veterinarian, Ophthalmologist, Optometrist or Resident?
Learn about a special Doctor Loan mortgage option for new and established physicians offered by 5/3 Bank that allows for low down payment options (1) for your next home purchase based on your specific details. This Doctor Loan Program meets the purchase demand of today's Medical Professionals.
The Program Highlights:
Program Highlights:
Loan Amounts: Up to $2,500,000
LTV Ratios: Up to 100%
Minimum FICO: Starting at 680
DTI Ratios: Up to 50%
Reserves: As low as 2 months
Eligibility: Medical Doctor (DM, DPM, DO) - Psychiatrists must be licensed. Dentist (DDS or DMD) Veterinarian (DVM) Ophthalmologist (MD) Optometrist (OD)
The Medical professional must be an Intern/Resident/Fellow scheduled to complete medical school and commence work within 90 days of the Note date OR is licensed and has commenced work within the last 12 months with a hospital, physician group or facility.
For complete Physician Loan details and to apply:
Fifth Third Bank Mortgage Advisor Nicole Tarczynski
847.331.3003
Start shopping for your new home in Chicago with the best Real Estate Agent in Lincoln Park, Jovanka Novakovic at Compass, Lincoln Park. Jovanka is ranked in the top 1.5% of Real Estate Professionals Nationwide in 2026 by RealTrends Verified Rankings.
The real estate agent and their associated company above are not affiliated with Fifth Third.
1. Terms and conditions apply.
2. After the initial fixed term of the ARM period, it is possible that the borrower’s payment may increase substantially over the remaining term of the loan.
The Doctor and Dentist Loan Program is restricted to primary, owner occupied residences only. Investment properties, second homes, construction to perm and lot loans are ineligible. Student loan payments can be excluded from the
debt-to-income calculation if the borrower can document that the student loan payments will be deferred or in forbearance for at least 12 months after closing.
Loans subject to credit review and approval. Fifth Third Bank, National Association, 38 Fountain Square Plaza, Cincinnati, OH 45263, NMLS# 403245. Member FDIC. Equal Housing Lender. Fifth Third and Fifth Third Bank are registered
service marks of Fifth Third Bancorp. CS4290
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