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Writer's pictureChicago Real Estate Agent

Doctor Loan Home Mortgage by Fifth Third Bank Plus Rate Drop Protection



Are you a Medical Doctor, Psychiatrist, Dentist, Veterinarian, Ophthalmologist, Optometrist or Resident?


Learn about a special Doctor Loan mortgage option for new and established physicians offered by Fifth Third Bank that allows for no down payment or low down payment options (1) for your next home purchase based on your specific details. This Doctor Loan Program meets the purchase demand of today's Medical Professionals.


The Program Highlights:

  1. No PMI

  2. 0% Down Payment up to $1,000,000

  3. 5% Down Payment up to $1,500,000

  4. 10% Down Payment up to $2,000,000

  5. MD, DPM, DO, DDS, DMD, DV, & OD are eligible

  6. Borrower can close up to 90 days before their employment contract start date

 

The Medical professional must be an Intern/Resident/Fellow scheduled to complete medical school and commence work within 90 days of the Note date OR is licensed and has commenced work within the last 12 months with a hospital, physician group or facility.


For Physician Loan details, contact Fifth Third Mortgage Broker Nicole Tarczynski at 847.331.3003 and ask about the Doctor Loan that you heard about here!


Contact the best Real Estate Agent in Lincoln Park, Jovanka Novakovic at Compass, Lincoln Park, Chicago to buy a home in Chicago.


You also may have heard that mortgage rates may drop in 2024. With Fifth Third's Mortgage Rate Drop Protection Program, you can buy now and have the lender closing fee waived and take advantage of a lower rate in the future.



Chicago Realtor
Jovanka Novakovic Chicago Real Estate Agent 312.961.4478

This program is ideal for a medical professional (MD,


  • Up to $2M with low down payment

  • Fixed and Adjustable Rate Mortgage (ARM*) loans available

  • No borrower Private Mortgage Insurance (PMI) required

  • Student loan payments that are in a period of deferment or forbearance may be excluded from debt ratio

  • Purchase and Refinance options available with loan-to-values up to 100%


The real estate agent and their associated company above are not affiliated with Fifth Third.

1. Terms and conditions apply.

2. After the initial fixed term of the ARM period, it is possible that the borrower’s payment may increase substantially over the remaining term of the loan.

The Doctor and Dentist Loan Program is restricted to primary, owner occupied residences only. Investment properties, second homes, construction to perm and lot loans are ineligible. Student loan payments can be excluded from the

debt-to-income calculation if the borrower can document that the student loan payments will be deferred or in forbearance for at least 12 months after closing.

Loans subject to credit review and approval. Fifth Third Bank, National Association, 38 Fountain Square Plaza, Cincinnati, OH 45263, NMLS# 403245. Member FDIC. Equal Housing Lender. Fifth Third and Fifth Third Bank are registered

service marks of Fifth Third Bancorp. CS4290






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